Social Security Reform and Younger Workers

Personal retirement accounts would allow you to take control of your retirement benefits. You'd be able to invest a portion of your Social Security payroll taxes in a limited number of diversified, conservative bond and stock funds. Over time, you'd be able to build a "nest egg" for retirement—one that you, not the government, would own. And many investment experts believe that personal retirement accounts may give workers a better return on their investments than they can expect from Social Security.

Personal retirement accounts can help build a better future for America's workers without threatening benefits for today's retirees. And that's what the system really needs: a solution that helps Americans of every walk of life and every generation.

The sooner we act, the sooner we can start to fix Social Security and help ensure that all Americans receive the retirement benefits they've worked hard for.

Why Strengthening Social Security Matters to:

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