Visa Data Security Quiz

1. What type of information are data criminals after?

1. The cardholder's signature
2. Important, sensitive information stored on the card's magnetic strip
3. The household income of the cardholder
4. The cardholder's email address

2. How can merchants protect cardholder data?

1. Be aware of how the PCI standards apply to them
2. Protect cardholder receipts
3. Limit the data that they store
4. All of the above

3. Who is a target of criminals?

1. All businesses that accept payment cards
2. Only businesses that have wireless access points
3. Only businesses that have an ecommerce component to their businesses
4. Only businesses that have multiple systems connected to others with internet access

4. True or false: Merchants can ask for identification but cannot make providing it a condition of the sale.

1. True
2. False

5. What is CVV2?

1. The three-digit code printed on the signature panel that helps internet merchants verify their customers have the actual card in their possession
2. A fraud prevention system that allows merchants to compare the billing address of the purchaser with the billing address on file with the card issuing financial institution
3. A cardholder authentication service to help online merchants reduce fraud.
4. A technology that streamlines the chargeback process

6. What is skimming?

1. An illegal act that involves listening in on private phone conversations that disclose the identification of a consumer's credit card
2. The process used to manufacture counterfeit credit cards
3. The designation for an illegal act in which criminals steal credit cards neglected on checkout registers
4. An illegal act that helps criminals obtain card account information to produce counterfeit cards

7. True or false: Cardholders are more concerned about identity theft than hacking.

1. True
2. False

8. True or false: It's acceptable to store data from a payment card.

1. True
2. False