Financing America's Economic Growth

The Chamber will defend America’s financial institutions and our capital markets from destructive attacks. We should be praising and perfecting our capital markets as a crown jewel of our economic system—not trying to tear them down.

On March 1, CCMC was pleased to host CFPB Acting Director Mick Mulvaney and Small Business Administrator Linda McMahon to discuss the small business lending landscape. 




Main Street businesses rely on community, midsize, and regional banks for credit and other financial products to get started, sustain operations, manage cash, make payroll, and create well-paying jobs. The reforms in this bill will enable these banks to do what they do best: lend to consumers and businesses in their communities.






Financing Main Street Agenda: Unlocking Capital for Job Creators

Many of the reforms implemented in the wake of the 2008 financial crisis were narrowly focused on financial stability and did not consider the impact on economic growth. The unintended consequences of these initiatives have made it difficult for Main Street businesses to access the financing they need to get started, sustain operations, manage cash, make payroll, and create well-paying jobs. This publication includes recommendations to restore Main Street lending.

Read the Full Agenda Report

Read the Letter from Over 100 State and Local Chambers of Commerce in Support Common-Sense Financial Reform


Restarting the Growth Engine: A Plan to Reform America's Capital Markets

With this agenda, we provide some answers and suggestions for the executive and legislative branches and regulatory agencies, both domestic and global.

Read the Agenda



Financing Growth: The Impact of Financial Regulation

The U.S. Chamber surveyed more than 300 corporate finance professionals about their core financial services needs and the indirect regulatory impact of all the newly adopted financial regulations. What we heard was a particularly strong and growing concern for the ability of businesses to access credit and to manage cash flow and liquidity due to existing and pending regulations.

Read the Report |​ Check out the infographic


 Financial Services Survey: For Small Businesses, Growth and Credit Go Hand-in-Hand  Results


A financial services survey conducted by Morning Consult shows that, small business leaders feel optimistic about the future of their enterprises and view support from financial services as critical to their ability to expand and succeed. The results, released at the U.S. Chamber’s 11th annual Capital Markets Summit, underscore the importance of access to capital for businesses, especially smaller firms.

For Small Businesses, Growth and Credit Go Hand-in-Hand Infographic 


Push Back

Preserving the Right to be Heard: Ensure there is an open and vigorous debate about how best to regulate financial markets by fighting bad choices and pushing back on those who seek to intimidate and suppress real debate.


Main Street Impact

Show the Impact, Starting at the Local Level: Document and communicate the cumulative impact of regulation, including the ability of companies small and large to access the financial services they need to grow their business and manage their financial risks.


Regulatory Reform: Federal Reserve

Advance Transparent Regulation, at the Federal Reserve and elsewhere: Ensure that the Federal Reserve lives up to the same standards of transparency and due process required of other regulators. Also, address conflicts and lack of coordination among the regulators and advance reform recommendations at the SEC, FSOC, and proxy advisory firms. On July 12, the Chamber released its Federal Reserve Reform Agenda, which recommended eight reforms the Federal Reserve could take to be more transparent and accountable in its regulation of America’s financial markets and the Main Street businesses that rely on it. You can read the full agenda here


Smart Regulation

Directly Engage on Regulations that Thwart Main Street Growth: Challenge policies that prevent businesses from obtaining credit or managing cash, such as, Basel III capital rules, stress tests, and the Volcker Rule. Other priorities include: incentive compensation, the Department of Labor’s fiduciary duty rule, and the CFPB’s arbitration rule.


Over Enforcement

Prevent the Use of Financial Services and Budgetary Slush Funds at the Federal and State Level: Fight punitive taxes and stop enforcement practices by multiple layers of federal, state, and international officials. Continue to push for SEC enforcement reforms including due process, preservation of jury trial, and right of removal.


Download the Financing America's Economic Growth One Pager

Recent Activity

Press ReleaseJul 31, 2019 - 10:00am

U.S. Chamber Strongly Opposes New Legislation to Curb Stock Buybacks

WASHINGTON, D.C. —  U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness (CCMC) Executive Vice President Tom Quaadman issued the following statement today, opposing new legislation to curb stock buybacks:

ReportApr 02, 2019 - 9:30am

Financing Main Street: The State of Business Financing In America

The U.S. Chamber of Commerce surveyed more than 300 corporate finance professionals about their core financial services needs and the direct or indirect impact that financial regulation has had on their ability to access short- and long-term capital. We asked them about products they use, services they rely on, and the number of financial institutions they typically use for various transactions. We also asked them how they see their company as well as the broader economy performing over the next 12 months.

Letters to CongressFeb 07, 2019 - 9:15am

Improving Corporate Governance Through Diversity Act of 2019

This letter has been sent to Representative Meeks in support of the introduction of the “Improving Corporate Governance Through Diversity Act of 2019,”

Letters to CongressSep 19, 2018 - 10:15am

House Committee on Financial Services Markup

This letter was sent to the House Committee on Financial Services on several bills in Committee markup today.

Above the FoldMay 07, 2018 - 9:00am
Vanishing IPO

Solving the Crisis of the Vanishing IPO

It’s time to stand tall and punch back against the onslaught of abuse aimed at public companies.

Letters to CongressMar 21, 2018 - 9:30am

Markup of H.R. 4861, H.R. 5051, H.R. 4659, and H.R. 5323

This letter was sent to the members of the House Committee on Financial Services in support of several bills that the Committee is marking up this morning: H.R. 4861, the "Ensuring Quality Unbiased Access to Loans (EQUAL) Act of 2018"; H.R. 5051, the "Public Company Registration Threshold Act"; H.R. 4659, "to require the appropriate Federal banking agencies to recognize the exposure-reducing nature of client margin for cleared derivates"; and H.R. 5323, the "Derivatives Fairness Act."

Above the FoldMar 19, 2018 - 9:00am
Senate banking bill passage

Banking Bill Can Fuel the Growth Engine

In a heartening display of bipartisan cooperation, the U.S. Senate passed a badly needed fix to banking regulations.

Press ReleaseMar 14, 2018 - 6:30pm

U.S. Chamber President Praises Senate Passage of Bank Relief Legislation

WASHINGTON, D.C. — U.S. Chamber President and CEO Thomas J. Donohue issued the following statement today in response to U.S. Senate passage of S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act,” which will alleviate regulatory burdens for America’s local and community banks:

Letters to CongressMar 06, 2018 - 10:30am

Key Vote Letter to the U.S. Senate on the "Economic Growth, Regulatory Relief, and Consumer Protection Act"

TO THE MEMBERS OF THE UNITED STATES SENATE:    The U.S. Chamber of Commerce supports S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act,” which would better tailor regulations for community and regional banks. The Chamber will consider including votes on, or in relation to, this bill in our annual How They Voted scorecard. 

Letters to CongressDec 05, 2017 - 9:00am

U.S. Chamber Letter on the "Economic Growth, Regulatory Relief, and Consumer Protection Act"

This letter in support of S. 2155, the "Economic Growth, Regulatory Relief, and Consumer Protection Act," was sent to members of the Senate Banking Committee.