Financing America's Economic Growth

The Chamber will defend America’s financial institutions and our capital markets from destructive attacks. We should be praising and perfecting our capital markets as a crown jewel of our economic system—not trying to tear them down.

On March 1, CCMC was pleased to host CFPB Acting Director Mick Mulvaney and Small Business Administrator Linda McMahon to discuss the small business lending landscape. 




Main Street businesses rely on community, midsize, and regional banks for credit and other financial products to get started, sustain operations, manage cash, make payroll, and create well-paying jobs. The reforms in this bill will enable these banks to do what they do best: lend to consumers and businesses in their communities.






Financing Main Street Agenda: Unlocking Capital for Job Creators

Many of the reforms implemented in the wake of the 2008 financial crisis were narrowly focused on financial stability and did not consider the impact on economic growth. The unintended consequences of these initiatives have made it difficult for Main Street businesses to access the financing they need to get started, sustain operations, manage cash, make payroll, and create well-paying jobs. This publication includes recommendations to restore Main Street lending.

Read the Full Agenda Report

Read the Letter from Over 100 State and Local Chambers of Commerce in Support Common-Sense Financial Reform


Restarting the Growth Engine: A Plan to Reform America's Capital Markets

With this agenda, we provide some answers and suggestions for the executive and legislative branches and regulatory agencies, both domestic and global.

Read the Agenda



Financing Growth: The Impact of Financial Regulation

The U.S. Chamber surveyed more than 300 corporate finance professionals about their core financial services needs and the indirect regulatory impact of all the newly adopted financial regulations. What we heard was a particularly strong and growing concern for the ability of businesses to access credit and to manage cash flow and liquidity due to existing and pending regulations.

Read the Report |​ Check out the infographic


 Financial Services Survey: For Small Businesses, Growth and Credit Go Hand-in-Hand  Results


A financial services survey conducted by Morning Consult shows that, small business leaders feel optimistic about the future of their enterprises and view support from financial services as critical to their ability to expand and succeed. The results, released at the U.S. Chamber’s 11th annual Capital Markets Summit, underscore the importance of access to capital for businesses, especially smaller firms.

For Small Businesses, Growth and Credit Go Hand-in-Hand Infographic 


Push Back

Preserving the Right to be Heard: Ensure there is an open and vigorous debate about how best to regulate financial markets by fighting bad choices and pushing back on those who seek to intimidate and suppress real debate.


Main Street Impact

Show the Impact, Starting at the Local Level: Document and communicate the cumulative impact of regulation, including the ability of companies small and large to access the financial services they need to grow their business and manage their financial risks.


Regulatory Reform: Federal Reserve

Advance Transparent Regulation, at the Federal Reserve and elsewhere: Ensure that the Federal Reserve lives up to the same standards of transparency and due process required of other regulators. Also, address conflicts and lack of coordination among the regulators and advance reform recommendations at the SEC, FSOC, and proxy advisory firms. On July 12, the Chamber released its Federal Reserve Reform Agenda, which recommended eight reforms the Federal Reserve could take to be more transparent and accountable in its regulation of America’s financial markets and the Main Street businesses that rely on it. You can read the full agenda here


Smart Regulation

Directly Engage on Regulations that Thwart Main Street Growth: Challenge policies that prevent businesses from obtaining credit or managing cash, such as, Basel III capital rules, stress tests, and the Volcker Rule. Other priorities include: incentive compensation, the Department of Labor’s fiduciary duty rule, and the CFPB’s arbitration rule.


Over Enforcement

Prevent the Use of Financial Services and Budgetary Slush Funds at the Federal and State Level: Fight punitive taxes and stop enforcement practices by multiple layers of federal, state, and international officials. Continue to push for SEC enforcement reforms including due process, preservation of jury trial, and right of removal.


Download the Financing America's Economic Growth One Pager

Recent Activity

EventNov 13, 2017 - 3:00am to 5:00pm
Financing Economic Growth Event Graphic

Unlocking Economic Growth: Steps to Restore Main Street Lending

On Monday, November 13, the U.S. Chamber of Commerce's Center for Capital Markets Competitiveness (CCMC) will host an event to discuss the state of small business lending, and address proposals to restore this key engine of U.S. economic growth. At the event, CCMC will discuss a new agenda with a list of recommendations to restore Main Street financing. Senator Mike Rounds as well as Congressman Blaine Luetkemeyer will discuss the “Systemic Risk Designation Improvement Act 2017” and financial regulatory reform efforts.

TestimonySep 07, 2017 - 9:30am

Testimony by Tom Quaadman on Legislative Proposals for a More Efficient Federal Financial Regulatory Regime

Tom Quaadman's testimony to the House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit during a hearing on legislative proposals for a more efficient federal financial regulatory regime.

Press ReleaseJul 25, 2017 - 5:30pm

U.S. Chamber Offers Recommendations to SEC on Shareholder Proposal Reform

Changes Would Help Protect Investors, Incentivize Businesses to Go Public, and Generate Economic Growth

TestimonyJul 18, 2017 - 8:45am

Tom Quaadman Testimony on the Cost of Being a Public Company in Light of Sarbanes-Oxley and the Federalization of Corporate Governance

Tom Quaadman's testimony to the House Committee on Financial Services Subcommittee on Capital Markets, Securities, and Investment on the cost of being a public company in light of Sarbanes-Oxley and the federalization of corporate governance.

LetterMay 01, 2017 - 5:30pm

U.S. Chamber Letter on the Financial CHOICE Act of 2017

This letter was sent to all members of the House Financial Services Committee in support of H.R. 10, the “Financial CHOICE Act of 2017.”

Press ReleaseMar 30, 2017 - 10:00am

U.S. Chamber Releases New Financial Services Survey of Small Business Executives

At Annual Summit, Calls for Regulators to Reform System to Foster Growth

TestimonyMar 22, 2017 - 11:00am

Tom Quaadman testimony for House Financial Services Subcommittee on Capital Markets, Securities, and Investment hearing: "The JOBS Act at Five: Examining Its Impact and Ensuring the Competitiveness of the U.S. Capital Markets"

Tom Quaadman's testimony for House Financial Services Subcommittee on Capital Markets, Securities, and Investment hearing: "The JOBS Act at Five: Examining Its Impact and Ensuring the Competitiveness of the U.S. Capital Markets"

Press ReleaseFeb 21, 2017 - 4:15pm

U.S. Chamber, Arkansas State Chamber, and Little Rock Regional Chamber Call for Capital Markets Reform

Roundtable with Local Lawmakers, Business Leaders Spotlights Financial Services Reform, Policy Changes to Spur Economic Growth

SpeechJan 27, 2017 - 10:00am

Restarting the Growth Engine: Reforming Capital Markets to Revitalize Our Economy

Remarks by Thomas J. Donohue, President and CEO, U.S. Chamber of CommerceIllinois Chamber of CommerceChicago, Ill.IntroductionGood morning ladies and gentlemen. It’s wonderful to be here in Chicago among so many friends and business leaders.

EventJan 27, 2017 - 8:00am to 12:30pm

Financing America's Economic Growth Regional Event Series - Chicago

Tom Donohue will outline the U.S. Chamber's pro-growth agenda, which includes reforms necessary to achieve a well-regulated system that protects consumers, preserves consumer choice, promotes capital formation, and spurs innovation.