Health Reform Law 101

Resources for Your Business: Preparing for the Health Reform Law

This site provides a number of educational resources to help you prepare for implementation of major provisions of the Patient Protection and Affordable Care Act (PPACA):

The Coverage or Penalty Chart helps a business determine if it has to offer coverage and/or pay a penalty due to the employer mandate.
The Added Costs Table highlights the revenue provisions of the law, the effective date, and the revenue impact (PDF).
The Workplace Wellness page includes the Chamber’s Workplace Wellness Toolkit to help employers set up a workplace wellness program.
The Press Room and Video pages provide recent news and video coverage of how the PPACA is affecting the business community.
The FAQ page offers in-depth answers and definitions to help businesses navigate the employer mandate.

The Employer Mandate: Coverage or Penalty?

Employers voluntarily provide health care coverage to more than 170 million Americans. However, the employer mandate, a major provision within the new law, puts heavy regulatory burdens on the business community, effectively deterring growth and creating further economic uncertainty.

The employer mandate, which takes effect in January 2015, will be the first time that a federal mandate requires employers to offer prescribed health care coverage or potentially face a penalty (see the Coverage or Penalty Chart).

The specifics on how this will affect your business depend on a number of factors, including whether you are a small employer or an applicable large employer, whether you will self-insure your coverage, whether you will be purchasing fully insured coverage in the small group and individual market or the large group market. Learn more here.

The U.S. Chamber on Health Care Reform:

The U.S. Chamber of Commerce supports health care reform that expands access to meaningful coverage, improves the quality of health care, and gets costs under control. The Chamber is working to reduce the burden of the PPACA by promoting private sector strategies to advance real reform and improve the health of the country and its health care system.

Learn more about the Chamber’s position and efforts on health care reform here.

THE HEALTH CARE LAW: TAXES, ELIMINATION OF DEDUCTION, AND NEW FEES

This table highlights the revenue provisions of the law, the effective date, and the revenue impact.

COVERAGE OR PENALTY?

This chart can help you determine if your business has to offer coverage and/or pay a penalty.

VIDEO

Access videos from Thomas Donohue, the President and CEO of the Chamber, small business member Mary Miller, CEO of Jancoa Janitorial Services, following her testimony before Congress on the business impact on the health care reform law, and the Chamber’s event Controlling Costs: The Price of Good Health.

Increasing Social and Economic Benefits Globally: Rates of Return on Health Investments

This study provides insights into the economic and social returns to investments in prevention and treatment for chronic illnesses across 27 countries. The findings project that countries would on average realize a return of $20 in productivity gains and workers lives saved for every $1 invested in cardiovascular disease and diabetes interventions. Likewise, countries could see a return of $22 for every $1 invested in anxiety disorders and depression interventions.

Health Reform Law 101

Health Reform Law 101

Resources for Your Business: Preparing for the Health Reform Law

The Employer Mandate: Coverage or Penalty?

The U.S. Chamber on Health Care Reform:

Erasing the Stigma: Ending the Opioid Epidemic

U.S. Chamber Report Shows Healthcare Investments Drive Social and Economic Development

Increasing Social and Economic Benefits Globally: Rates of Return on Health Investments