U.S. Supreme Court

Case Status


Docket Number


Cert. Denied


Questions Presented

1. Whether the National Bank Act preempts state laws regulating national bank loan terms, such as California’s law requiring payment of interest on mortgage loan escrow accounts.

2. Whether the Ninth Circuit erred in disregarding OCC regulations concerning the applicability of state real-estate lending laws to national banks.

Case Updates

Cert. petition denied

November 19, 2018

U.S. Chamber urges Supreme Court to review whether the National Bank Act preempts California’s state escrow interest law

September 17, 2018

Click here to view the amicus brief filed jointly by the U.S. Chamber, Bank Policy Institute, American Bankers Association, Consumer Bankers Association, and Mortgage Bankers Association.

H. Rodgin Cohen, Michael M. Wiseman, Matthew A. Schwartz, and Montae Langston of Sullivan & Cromwell LLP served as co-counsel for the amici.

Case Documents