Financial Regulation

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

 

Projects and Programs

 


Our Priorities

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules and the Consumer Financial Protection Bureau (CFPB)
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Uphold best interest rules that protect investors and preserve their choices and access
  • Promote a regulatory environment that incentivizes financial services innovation

Recent Activity

Above the FoldApr 15, 2021 - 8:30am
Risk-based pricing

Supporting and Strengthening Risk-Based Pricing to Benefit All U.S. Consumers

When consumers are looking to borrow money, whether it be for a credit card, homeownership, or an auto loan, their past information is used by financial institutions to determine how best and at what level to provide the access to capital they need.

Letters to CongressApr 14, 2021 - 9:30am

U.S. Chamber Letter to the Senate on the Nomination of Gary Gensler to be SEC Chair

This Hill letter was sent to the Members of the United States Senate, supporting the nomination of Gary Gensler to be SEC Chair.

CommentMar 25, 2021 - 10:00am

Letter on Proposal to Amend Directive 2013/34/EU (Public Country-by-Country Reporting)

U.S. Chamber submitted comments in advance of trilogue negotiations among the Commission, Parliament, and Council during which they will consider changes to current rules surrounding income tax information whereby country-by-country reporting information would be made public.

Letters to CongressMar 08, 2021 - 3:30pm

U.S. Chamber Letter on the Nomination of Gary Gensler to be SEC Chair

This Hill letter was sent to the Members of the Senate Committee on Banking, Housing, and Urban Affairs, on the Nomination of Gary Gensler to be SEC Chair.

Above the FoldMar 04, 2021 - 3:30pm
FTT header image

63% of Americans Oppose a Financial Transaction Tax

Why the Financial Transaction Tax would do more harm than good.

Letters to CongressMar 01, 2021 - 12:15pm

U.S. Chamber Letter on S. 374 / H.R. 1277, the "Improving Corporate Governance Through Diversity Act"

This Hill letter was sent to the Members of the United States Congress, supporting the "Improving Corporate Governance Through Diversity Act."

Letters to CongressFeb 25, 2021 - 12:45pm

U.S. Chamber Letter on a Hearing entitled, "Climate Change and Social Responsibility"

This Hill letter was sent to the Members of the House Financial Services' committee's Subcommittee on Investor Protection, Entrepreneurship, and Capital Markets, on the subcommittee's hearing, "Climate Change and Social Responsibility."

Above the FoldJan 28, 2021 - 1:15pm
Woman buying cryptocurrency through mobile phone app

Promoting Innovation: The Promise of Digital Assets

The U.S. needs a regulatory framework that allows the digital assets marketplace to flourish in the U.S. Read more to find out why.

ReportJan 27, 2021 - 1:45pm
cover of digital assets paper

Digital Assets: A Framework For Regulation To Maintain The United States’ Status As An Innovation Leader

The report provides recommendations to help guide policymakers in developing a more closely coordinated response to the regulation of digital assets. Given the rapid pace at which digital asset innovation is developing and being applied, especially over the past year as the global pandemic has accelerated the trend toward digitization, the stakes are too high to fall behind. This report has a particular focus on financial services regulatory systems due to their significant impact on digital assets and related blockchain innovation, and outlines several recommendations for promoting innovation in the digital assets space.