Financial Regulation

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

 

Projects and Programs

 


Our Priorities

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules and the Consumer Financial Protection Bureau (CFPB)
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Uphold best interest rules that protect investors and preserve their choices and access
  • Promote a regulatory environment that incentivizes financial services innovation

Recent Activity

Letters to CongressJun 29, 2020 - 4:00pm

U.S. Chamber Letter on S. 2563, the ILLICT Cash Act

This letter was sent to members of the Senate Committee on Banking, Housing, and Urban Affairs, on S. 2563, the "ILLICT Cash Act."

Press ReleaseJun 29, 2020 - 12:15pm

U.S. Chamber Commends Supreme Court Ruling that Holds CFPB Accountable

WASHINGTON, D.C. - Tom Quaadman, executive vice president for Center for Capital Markets Competitiveness, U.S. Chamber of Commerce, released the following statement after today’s Supreme Court ruling on the Consumer Financial Protection Bureau (CFPB):

Press ReleaseJun 24, 2020 - 8:00am

U.S. Chamber Commends the Department of Labor for Proposed Rule Providing Investor Protections

Washington D.C. – The U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness (CCMC) today commended the Department of Labor (DOL) for proposing investor protections under the Employee Retirement Income Security Act. 

Letters to CongressJun 23, 2020 - 2:15pm

U.S. Chamber Letter on H.R. 5332, “Protecting Your Credit Score Act of 2019”

This Hill letter was sent to the U.S. House of Representatives, opposing H.R. 5332, “Protecting Your Credit Score Act of 2019.”

Above the FoldJun 23, 2020 - 11:30am
Restaurant owner with face mask

How the Fed, Financial Industry Are Helping to Keep Main Street Going

American banks are ready and willing to offer lending for mid-sized businesses under the Fed's Main Street Lending Program.

Press ReleaseJun 18, 2020 - 12:00pm

U.S. Chamber Commends Consumer Financial Protection Bureau for Further Providing Certainty to Consumers Through Established Advisory Opinions

WASHINGTON, D.C. - U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness (CCMC) Executive Vice President Thomas Quaadman issued the following statement in response to today’s Consumer Financial Protection Bureau announcement on advisory opinions:

Above the FoldJun 01, 2020 - 1:30pm
Finances on laptop

PPP Funds Reach Self-Employed, Small Businesses with Help of FinTech Lenders

The moment Paycheck Protection Program (PPP) applications were open for the self-employed and sole proprietor small businesses, Krystal Douglas, owner of Music City Sewing in Nashville, had her paperwork ready. Before the COVID-19 cri

Letters to CongressMay 10, 2020 - 8:15pm

U.S. Chamber Letter on Section 171 of the Dodd-Frank Act

This letter was sent to the Senate Committee on Banking, Housing, and Urban Affairs, and the House Committee on Financial Services, on Section 171 of the Dodd-Frank Act (the "Collins Amendment").

Letters to CongressApr 29, 2020 - 9:30am

U.S. Chamber Letter on Financial Relief for Businesses During Future Pandemics

This Hill letter was sent to the Senate Committee on Banking, Housing, & Urban Affairs, and the House Committee on Financial Services, on potential pandemic insurance and other financial relief in the event of future pandemics.

Above the FoldApr 24, 2020 - 10:45am
capital dividends

Why Keeping Dividends Going in Tough Times Is the Right Call

It's imperative that we ensure companies keep dividends flowing to their investors. Here's why.