Financial Regulation

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

Projects and Programs


Priorities for 2018

  • Alleviate the regulatory burden that is currently deterring companies from going public. Building off the success of the 2012 JOBS Act, the Chamber will advocate for a set of reform recommendations to help more companies go public.
  • Bring transparency and accountability to proxy advisory firms, modernize corporate disclosures, reform the shareholder proposal system, and expose special interest activism.
  • Enact legislation that provides broad relief to banks that offer critical main street financing, and pursue regulatory changes for those banks not afforded legislative relief.
  • Reform bank capital and liquidity rules to free up lending to small and midsize businesses, including by:
    • Pursuing legislation revising section 165 of the Dodd-Frank Act, such that application of enhanced prudential standards and supervision by the Federal Reserve is based on a multifactor risk assessment.
    • Advocating for recalibration of Basel III standards, the removal of these standards’ gold-plating by the Federal Reserve, broad relief for community banks, and reforms to the Dodd-Frank Act stress tests and comprehensive capital analysis and review.

Recent Activity

Above the FoldMar 19, 2018 - 9:00am
Senate banking bill passage

Banking Bill Can Fuel the Growth Engine

In a heartening display of bipartisan cooperation, the U.S. Senate passed a badly needed fix to banking regulations.

Press ReleaseMar 14, 2018 - 6:30pm

U.S. Chamber President Praises Senate Passage of Bank Relief Legislation

WASHINGTON, D.C. — U.S. Chamber President and CEO Thomas J. Donohue issued the following statement today in response to U.S. Senate passage of S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act,” which will alleviate regulatory burdens for America’s local and community banks:

LetterMar 06, 2018 - 10:30am

Key Vote Letter: S. 2155, the "Economic Growth, Regulatory Relief, and Consumer Protection Act"

TO THE MEMBERS OF THE UNITED STATES SENATE:  The U.S. Chamber of Commerce supports S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act,” which would better tailor regulations for community and regional banks.  The Chamber will consider including votes on, or in relation to, this bill in our annual How They Voted scorecard.  

EventMar 01, 2018 - 8:30am to 12:00pm
Financing Growth Event Graphic

Restoring Small Business Lending

Join CCMC to hear CFPB Acting Director Mick Mulvaney and Small Business Administrator Linda McMahon discuss the small business lending landscape.

Above the FoldFeb 27, 2018 - 9:00am

The Number of Small Business Loans is Down 41% Since 2008. Here’s How Congress Can Help.

Bank regulation has curtailed the ability of community and regional banks to serve small businesses.

Above the FoldJan 25, 2018 - 9:00am

SEC’s E-Delivery Rule is a Common Sense Reform for Investors

Mutual fund shareholders would have the option of accessing their shareholder reports and other relevant documents online.

Press ReleaseJan 10, 2018 - 9:45am

U.S. Chamber President: Double Down on Growth in 2018

Donohue Urges Leaders to Pursue Stronger, Sustained, Shared Economic Growth

SpeechJan 10, 2018 - 9:00am

2018 State of American Business Address

U.S. Chamber President Tom Donohue's remarks on the State of American Business as prepared for delivery on January 10, 2018.

LetterDec 19, 2017 - 9:30am

Key Vote Alert! - H.R. 3312, the "Systemic Risk Designation Improvement Act"

This Key Vote Alert! letter was sent to members of the House in support of H.R. 3312, the "Systemic Risk Designation Improvement Act."

LetterDec 18, 2017 - 11:00am

Key Vote Alert! - H.R. 4015, the "Corporate Governance Reform and Transparency Act"

This Key Vote Alert! letter was sent to members of the House in support of H.R. 4015, the "Corporate Governance Reform and Transparency Act."