Financial Regulation

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

 

Projects and Programs

 


Our Priorities

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules and the Consumer Financial Protection Bureau (CFPB)
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Uphold best interest rules that protect investors and preserve their choices and access
  • Promote a regulatory environment that incentivizes financial services innovation

Recent Activity

EventJun 22, 2021 - 11:00am to 12:00pm
Future of ESG background

The Future of ESG: Issuers, Investors, and Stakeholders

On June 22, CCMC will host an event marking the first in a series on the future of ESG (environmental, social, and governance) policy and investing.

Letters to CongressJun 18, 2021 - 8:30am

U.S. Chamber Letter on the "True Lender" Rule

This Hill letter was sent to Members of the House of Representatives supporting the Office of the Comptroller of the Currency’s (OCC) rule on “National Banks and Federal Savings Associations as Lenders,” also known as the “True Lender” Rule, and opposing S.J.Res.15.

Letters to CongressJun 15, 2021 - 8:30am

US Chamber Key Vote Letter on H.R. 1187, the "Corporate Governance Improvement and Investor Protection Act"

This Key Vote Alert! letter was sent to Members of the House of Representatives opposing H.R. 1187, the “Corporate Governance Improvement and Investor Protection Act.”

Press ReleaseMay 20, 2021 - 5:45pm

U.S. Chamber Welcomes Biden Administration Efforts to Address Climate-Related Financial Risks, Encourages Regulatory Actions be Measured, Evidence Based

WASHINGTON, D.C. - Tom Quaadman, executive vice president, Center for Capital Markets Competitiveness, U.S. Chamber of Commerce issued the following statement today regarding President Biden’s climate finance executive order: 

Above the FoldMay 17, 2021 - 11:00am
Banking service in COVID

How Banks Are Helping Main Street Recover and Thrive

Every American dream is different, every American dream is unique. But whatever that dream is, there’s a good chance it was made possible by a loan from one of America’s financial institutions. These American dreams come in every shape and size, and so do the banks which support them.

Above the FoldMay 13, 2021 - 9:15am
Business owner wearing a facemask while bookkeeping at a restaurant using a laptop during the COVID-19 pandemic

Raising the Capital Gains Tax: Who Does it Really Hurt?

The Biden Administration's proposed tax increases ignore the millions of Americans who will pay the price of the proposed tax increases.

Letters to CongressMay 12, 2021 - 9:30am

U.S. Chamber Letter on a Markup in the House Financial Services Committee

This Hill letter was sent to the Members of the House Financial Services Committee, on a markup the committee is holding on May 12.

EventApr 21, 2021 - 9:30am to 10:30am
CCMC Expanding the On-Ramp event graphic

Expanding the On-Ramp: The Continued Need for Capital Formation

This event will be a follow up from our 2018 event, where CCMC co-authored a report with industry stakeholders, “Expanding the On-Ramp: Recommendations to Help More Companies Go and Stay Public,” which sparked bipartisan interest in Congress for advancing capital formation legislation.

Letters to CongressApr 20, 2021 - 9:15am

Coalition Letter on H.R. 1277, "Improving Corporate Governance Through Diversity Act"

This Coalition letter was sent to the House Committee on Financial Services, supporting H.R. 1277, the “Improving Corporate Governance Through Diversity Act of 2021.”

Above the FoldApr 15, 2021 - 8:30am
Risk-based pricing

Supporting and Strengthening Risk-Based Pricing to Benefit All U.S. Consumers

When consumers are looking to borrow money, whether it be for a credit card, homeownership, or an auto loan, their past information is used by financial institutions to determine how best and at what level to provide the access to capital they need.