Financial Regulation

Capital goes where it is welcome, where it feels safe, and where it has a reasonable opportunity to earn a profit.  To maintain and advance its global leadership in capital formation, the United States must have the most fair, efficient, and innovative capital markets in the world.

We can’t achieve this without a modern and coherent financial services regulatory system.

In many ways, the government is moving us further away from well-functioning, well-regulated capital markets by producing a maze of overlapping, contradictory, and duplicative financial regulations. 

The U.S. Chamber is fighting for the kind of financial rulemaking that protects consumers and investors, encourages reasonable risk taking, doesn’t constrain innovation and growth or allow special interest groups to advance their agendas at the expense of all investors, and is coordinated with other economies and among the many domestic agencies that issue financial regulations.

Projects and Programs


Recent Activity

Above the FoldJun 28, 2017 - 2:00pm
Freddie Mercury

Insight on Banking Regulation from David Bowie and Queen

What does Queen and banking have in common?

Litigation UpdateJun 12, 2017 - 3:30pm

U.S. Supreme Court Limits Definition of Debt Collector Under FDCPA

In a 9-0 decision in Henson v. Santander Consumer USA Inc., the U.S. Supreme Court held that a company may collect debts that it purchased for its own account without becoming a “debt collector” subject to liability under the Fair Debt Collection Practices Act (“FDCPA”).

Above the FoldJun 06, 2017 - 4:15pm
Pedestrians walk past the U.S. Treasury building in Washington, D.C. Photographer: Mannie Garcia/Bloomberg News

Treasury’s Financial Regulations Review Wisely Keeps Main Street in Mind

Main Street depends on financial services to receive capital, expand, hire, and succeed.

Above the FoldJun 02, 2017 - 1:00pm
Godzilla destroying a city.

Fiduciary Rule Stomps on the Rule of Law and Retirement Savers

Millions of Americans will lose access to investment advice and pay billions more in fees.

ImageMay 25, 2017 - 4:45pm
ccmc fiduciary rule infographic

The Fiduciary Rule Will Harm Small Retirement Savers Infographic

New data confirms the Department of Labor’s (DOL) fiduciary rule will cost savers.

ReportMay 25, 2017 - 4:45pm
Fiduciary Rule Report Cover

The Data Is In: The Fiduciary Rule will Harm Small Retirement Savers

This report is a compilation of survey statistics and other data that was submitted by various organizations in response to a DOL recent comment period, in response to the February 3, 2017 Presidential Executive Order, on the Fiduciary Rule.

Litigation UpdateMay 15, 2017 - 8:15am

U.S. Supreme Court Reverses Eleventh Circuit Bankruptcy Decision

The U.S. Supreme Court held that the filing of a proof of claim in a bankruptcy proceeding cannot be the basis for a claim under the Fair Debt Collection Practices Act (“FDCPA”).

Above the FoldMay 09, 2017 - 9:15am
A panaoramic view of the 2017 Berkshire Hathaway annual shareholder meeting in Omaha, Nebraska.

Why You Should Care About Corporate Governance

Remember that moment during one of the 2016 presidential debates when the candidates engaged in a deep and provocative discussion about the laws and regulations that apply to public companies? For days, the country was swept up in matters of corporate governance.

LetterMay 01, 2017 - 5:30pm

U.S. Chamber Letter on the Financial CHOICE Act of 2017

This letter was sent to all members of the House Financial Services Committee in support of H.R. 10, the “Financial CHOICE Act of 2017.”

Litigation UpdateMay 01, 2017 - 10:15am

U.S. Supreme Court Decides Fair Housing Act Case Addressing Liability for Subprime Mortgage Lending

The U.S. Supreme Court held that the City of Miami may sue Bank of America and Wells Fargo under the Fair Housing Act (“FHA”) for foreclosures that allegedly caused blight and lost property tax revenue, but agreed with the banks that the lower courts applied the wrong causation standard, and vacated the Eleventh Circuit’s decision and remanded for further proceedings.