U.S. Supreme Court

Case Status


Docket Number



Cert. Denied


Questions Presented

Whether the Ninth Circuit erred in holding, in the face of express statutory language, that the authorization in § 1681b(a)(3)(A) applies only to transactions initiated by the consumer.

Case Updates

Cert. petition denied

January 10, 2011

U.S. Chamber urges Supreme Court to review Fair Credit Reporting Act case

September 20, 2010

NCLC urged the Supreme Court to clarify when the Fair Credit Reporting Act (FCRA) permits a consumer reporting agency to furnish a credit report to a third party. The plaintiff in this case argues that Experian violated the FCRA by furnishing a credit report to a collection agency seeking payment for an unpaid towing bill. NCLC encouraged the Supreme Court to grant Experian’s petition as creditors and others use consumer reports to locate delinquent or defaulting debtors and identify assets that may be available to pay an outstanding obligation. NCLC warned that if the decision below stands, the increased transaction and collections costs incurred by creditors will be borne by consumers.

Case Documents