Financial Regulation

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

Projects and Programs

 


Our Priorities

 

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules, nonbank SIFI designations, and the CFPB
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Finalize best interest rules

Recent Activity

Above the FoldSep 23, 2019 - 11:15am
SEC Chairman Jay Clayton speaks at the Economic Club of New York in New York City.

Why Sticking with the SEC’s New Regulation Best Interest Rule Is a Win for Investors

There is little doubt that investors are better off today than they were before the rule was finalized and went into force.

Above the FoldSep 18, 2019 - 4:15pm
CFPB Making Connections

CFPB Making the Connection for Good Ideas

The Consumer Financial Protection Bureau has taken new steps to implement policies that promote innovation in the financial services sector.

Above the FoldAug 15, 2019 - 10:00am
Small Business Finance

OFR Confirms Volcker Rule Limits Businesses’ Ability to Raise Capital, Grow

The OFR has released a report with new evidence that confirms the Volcker Rule reduces businesses' ability to raise capital.

Above the FoldJul 26, 2019 - 2:45pm
A store in Pensacola, FL.

The GSIB Surcharge Needs an Update: Small Businesses are Counting on it

Without changes small businesses will continue to struggle with the limited credit available to them.

Above the FoldJul 17, 2019 - 10:30am
Export Import Bank

Why America Needs EXIM Sooner, Not Later

U.S. exporters are outgunned by China 130-to-1 on trade finance. Congress must act now to level playing field.

Above the FoldJun 17, 2019 - 5:00pm
A customer uses a drive-thru ATM at a Bank of America branch in San Antonio, TX.

Quick Take: Why the Largest Banks in the U.S. Need More Efficient Oversight

Businesses need to know they have competitive options to fund their growth.

Above the FoldJun 10, 2019 - 4:45pm
The Securities and Exchange Commission headquarters in Washington, D.C.

Quick Take: Your Primer on SEC's Best Interest Regulations

These rules will protect investors while also preserving their choices to different types of advice.

Above the FoldJun 06, 2019 - 1:00pm
LIBOR on a clipboard.

Quick Take: Your Primer on LIBOR Transition

Many consumer credit products like credit cards, car loans, student loans, and mortgages are tied to this interest rate benchmark.

Above the FoldMay 16, 2019 - 1:00pm
Pedestrians pass in front of a HSBC bank branch in New York City.

Here's Why U.S. Businesses Need Foreign Banks to Thrive

They are a key source of capital in the U.S., and contribute to deep and liquid markets that fuel lending.

Above the FoldApr 15, 2019 - 3:45pm
Highway in the desert with mountains and blue skies in the background.

Life is a Highway – and We Can’t Drive It without the Insurance Industry

Every year, insurers fund road construction that would build a highway between Washington D.C. and Los Angeles?