Financial Regulation

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

 

Projects and Programs

 


Our Priorities

The U.S. Chamber continues to promote and enact policies to ensure that U.S. capital markets are the fairest, most efficient, and innovative in the world.

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules and the Consumer Financial Protection Bureau (CFPB)
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Uphold best interest rules that protect investors and preserve their choices and access
  • Promote a regulatory environment that incentivizes financial services innovation

Recent Activity

Above the FoldJul 23, 2021 - 11:00am
Vector illustration of a man and a car insurance policy.

Expert View: How Letting Insurance Companies Use Risk-Based Pricing Lowers Premiums

Risk-based pricing allows insurers to set prices based on the risk they assume and to tailor policies, and prices, to potential customers.

Above the FoldMay 17, 2021 - 11:00am
Banking service in COVID

How Banks Are Helping Main Street Recover and Thrive

Every American dream is different, every American dream is unique. But whatever that dream is, there’s a good chance it was made possible by a loan from one of America’s financial institutions. These American dreams come in every shape and size, and so do the banks which support them.

Above the FoldMay 13, 2021 - 9:15am
Business owner wearing a facemask while bookkeeping at a restaurant using a laptop during the COVID-19 pandemic

Raising the Capital Gains Tax: Who Does it Really Hurt?

The Biden Administration's proposed tax increases ignore the millions of Americans who will pay the price of the proposed tax increases.

Above the FoldApr 15, 2021 - 8:30am
Risk-based pricing

Supporting and Strengthening Risk-Based Pricing to Benefit All U.S. Consumers

When consumers are looking to borrow money, whether it be for a credit card, homeownership, or an auto loan, their past information is used by financial institutions to determine how best and at what level to provide the access to capital they need.

Above the FoldMar 04, 2021 - 3:30pm
FTT header image

63% of Americans Oppose a Financial Transaction Tax

Why the Financial Transaction Tax would do more harm than good.

Above the FoldJan 28, 2021 - 1:15pm
Woman buying cryptocurrency through mobile phone app

Promoting Innovation: The Promise of Digital Assets

The U.S. needs a regulatory framework that allows the digital assets marketplace to flourish in the U.S. Read more to find out why.

Above the FoldDec 09, 2020 - 9:45am
Financial services

The Biden Administration and New Congress Have Opportunities to Modernize Financial Regulation and Strengthen Our Economy

The financial services industry is essential in revitalizing and strengthening our economy.

Above the FoldOct 15, 2020 - 10:15am
IPO image

How IPOs Would Help A Broad Economic Recovery

IPOs could be the answer to the challenges COVID-19 presents and the resulting uneven economic recovery across different industries.

Above the FoldJul 22, 2020 - 12:00pm
Capital Markets New York City

The Role of ESG in the Business Community

While ESG investing grows, it is critical investors put economic return at the heart of their decision-making when investing for others.

Above the FoldJul 09, 2020 - 11:15am
Antitrust & Market Competition

Quick Take: Antitrust Laws (Not Just Big Tech) Under Attack

Breaking down all things antitrust laws: their place in the election narrative, why they matter, how they impact the market, and more.