Financial Regulation

Businesses of all sizes need well-functioning and multi-faceted capital markets. Excessive and unnecessary banking and securities regulations constrain access to capital for businesses, making it harder for them to form and grow. The Chamber believes a free and efficient capital market system is essential to economic growth and innovation.

In addition, public companies are facing increasing outside pressure to focus on short term gains and special interests over long term wellbeing and investment. The Chamber is focused on rebalancing the system to reinvigorate the public company model.

Projects and Programs

 


Our Priorities

 

Priorities

  • Make it easier for companies to go public and reform the proxy advisory industry
  • Reform bank capital and liquidity rules, nonbank SIFI designations, and the CFPB
  • Obtain relief for derivatives end users and promote recognition of the U.S. system of insurance
  • Finalize best interest rules

Recent Activity

Letters to CongressNov 06, 2019 - 11:15am

U.S. Chamber Letter on H.R. 4918, "Helping Startups Continue to Grow Act"

This Hill letter was sent to Representative Bryan Steil, supporting his bill, H.R. 4918, the "Helping Startups Continue to Grow Act."

Press ReleaseNov 05, 2019 - 11:00am

U.S. Chamber Commends the SEC in Addressing Much Needed Reforms to Proxy Advisory Firms and Shareholder Proposals

WASHINGTON, D.C. - The U.S. Chamber commends the SEC on today’s long overdue proposed regulatory action on proxy advisory firm and shareholder reforms. These proposals will both ensure investors will have access to transparent and unconflicted proxy advice as well as improve the proxy submission process that has not been updated in over 50 years.  

EventOct 30, 2019 - 8:30am to 11:00am
Global Insurance Capital Standard: Implications for Consumers, Insurance Firms, and the Capital Markets

Global Insurance Capital Standard: Implications for Consumers, Insurance Firms, and the Capital Markets

The Center for Capital Markets Competitiveness (CCMC) recently released a new report, “Insurance Capital Standards and the Aggregation Method,” that analyzes an approach for measuring capital at the group level for insurance firms that would be an alternative to the standard being advanced by the IAIS. This alternative approach, the aggregation method, is being constructed on the principle that regulatory standards should reflect local, social, and economic risks.

EventOct 22, 2019 - 9:00am to 12:00pm
Graphic to promote the CCMC event, Project Go!

Project GO: Project for Growth, Opportunity & Innovation

The U.S. Chamber of Commerce is launching the Project for Growth and Opportunity, or Project GO, an initiative that pairs business best practices with reasonable policy prescriptions to help address socio-economic concerns.

Press ReleaseOct 22, 2019 - 8:30am

U.S. Chamber Unveils Initiative to Advance Business and Policy Solutions to Socioeconomic Challenges

The Project for Growth and Opportunity will begin by addressing board diversity, expanding investment opportunities, and encouraging environmental, social, and governance disclosures  

Letters to CongressOct 17, 2019 - 9:45am

U.S. Chamber Letter on H.R. 1815 and H.R. 3624

This Hill letter was sent to the U.S. House of Representatives, opposing H.R. 1815, the “SEC Disclosure Effectiveness Testing Act,” and H.R. 3624, the “Outsourcing Accountability Act of 2019.”

Letters to CongressOct 17, 2019 - 9:45am

U.S. Chamber Letter on the Hearing, "Examining Corporate Priorities: The Impact of Stock Buybacks on Workers, Communities, and Investment"

This Hill letter was sent to the House Financial Services Committee, on the Investor Protection, Entrepreneurship, and Capital Markets subcommittee hearing entitled, "Examining Corporate Priorities: The Impact of Stock Buybacks on Workers, Communities, and Investment."

Letters to CongressOct 16, 2019 - 11:30am

U.S. Chamber Letter on H.R. 4634, “Terrorism Risk Insurance Program Reauthorization Act of 2019”

This letter was sent to the House Committee on Financial Services, on the committee's hearing on the Terrorism Risk Insurance Program and supporting H.R. 4634, the “Terrorism Risk Insurance Program Reauthorization Act of 2019.”

Above the FoldSep 23, 2019 - 11:15am
SEC Chairman Jay Clayton speaks at the Economic Club of New York in New York City.

Why Sticking with the SEC’s New Regulation Best Interest Rule Is a Win for Investors

There is little doubt that investors are better off today than they were before the rule was finalized and went into force.

Above the FoldSep 18, 2019 - 4:15pm
CFPB Making Connections

CFPB Making the Connection for Good Ideas

The Consumer Financial Protection Bureau has taken new steps to implement policies that promote innovation in the financial services sector.